Even though stock and bond markets remain volatile, mortgage rates barely budged, leaving fixed-rate loans near four-year highs.

The last time a 30-year mortgage was this high, it was at 6.63% in June 2002.  Rates are inching their way towards 7.00%, and that is if your credit is above average.

Given the highly priced California housing market, inflation, and slower consumer spending, you cannot go it alone when looking to buy or sell property today.  If you do, it will certainly be at your own risk.

Many who purchased their dream home just a few years ago did so with a 5-year hybrid ARM that will be rising before you know it.  Is it best to refinance now before you can no longer afford that mortgage payment?

No matter what your concerns, it is safe to say a good Real Estate agent can help you through all the jargon and red tape.

Make sure you view our current Real Estate listings and get the best assistance available in today's ever-changing housing and financial market.

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